AiCost

AI Subscription Cost Calculator — Your Real AI Bill

Who this is for: For anyone with two or more AI subscriptions who has lost track of what they actually pay per month — and per year.

Pick every AI subscription you pay for — see your real monthly and yearly total.

Quick answer: A typical 5-service AI stack (ChatGPT Plus + Claude Pro + Google AI Pro + Midjourney Standard + Copilot Pro) costs $99.99/month = $1,199.88/year. Pick your services below for your real total — top tiers run $200–300/month each.

Monthly AI bill
$59.99
3 paying services
Yearly
$719.88
monthly × 12
Biggest line
$20.00/mo
Claude
OpenAI ChatGPT (Plus)$20.00/mo
Anthropic Claude (Pro)$20.00/mo
Google Google AI (Gemini) (Google AI Pro)$19.99/mo
Total$59.99/mo · $719.88/yr
Renewal-day audit: anything you haven't opened in 30 days is a $720/year leak. Downgrade instead of cancel where a budget tier exists (ChatGPT Plus → Go saves $144/yr).
Monthly list prices Oct 2026, per provider's public pricing page — what you actually pay month to month. Annual discounts (Claude Pro $200/yr, Perplexity $200/yr, Midjourney −20%) are compared on each provider's own page. Per-user tiers multiply by seats.
Core facts
Typical stack$99.99/mo (5 services)
Yearly reality×12 — $1,199.88
Biggest singleSuperGrok Heavy $300/mo
Budget tierChatGPT Go $8 · Copilot Pro $10
Annual savesClaude/Perplexity −$40 · MJ −20%
StatusList prices collected Oct 2026 from each provider's public pricing page. Providers change tiers often — always confirm on the official page before billing decisions.

How much do AI subscriptions cost per month?

The common subscriptions stack up fast: ChatGPT Plus $20, Claude Pro $20, Google AI Pro $19.99, Midjourney Standard $30, Perplexity Pro $20, GitHub Copilot Pro $10 — a typical five-service stack is $99.99/month or $1,199.88/year. Most people underestimate because each charge is small and lands on different days. The calculator below prices your actual selection, switches tiers (Pro 200 vs Plus changes everything), and converts monthly into yearly so the 'am I really using this?' conversation has numbers.

Common uses

  • Totaling every AI subscription into one honest monthly number
  • Seeing the yearly cost that a $20 here, $30 there stacks into
  • Deciding which tier to downgrade before renewal day
  • Splitting personal vs work AI spend for expensing

The renewal-day audit that saves real money

Every subscription charges on its own day, which is exactly why the total stays invisible. Once a quarter: total your stack (this calculator), open your bank statement, and match them. Kill anything you didn't open in 30 days — the Midjourney Standard you forgot is $360/year. Downgrade (don't cancel) when you still use it monthly: ChatGPT Plus→Go saves $144/year with the same core model access.

Frequently Asked Questions

How much do AI subscriptions cost in total?
A common stack — ChatGPT Plus ($20) + Claude Pro ($20) + Google AI Pro ($19.99) + Midjourney Standard ($30) + Copilot Pro ($10) — totals $99.99/month, or about $1,200/year. Two services ($40–50/month) is the more typical household.
What is the most expensive AI subscription?
At the top: SuperGrok Heavy $300/mo, Google AI Ultra $249.99/mo, ChatGPT Pro 200 $200/mo, and Claude Max 20× $200/mo. A single top-tier plan can exceed a five-service mainstream stack.
Do annual plans save money?
Where offered: Claude Pro annual is $200/year (saves $40 vs monthly), Perplexity Pro annual $200 (saves $40), Midjourney annual saves 20%. ChatGPT Plus has no annual discount as of Oct 2026.
Can I expense AI subscriptions?
Work-related AI tools are generally deductible business expenses for freelancers and businesses (ChatGPT Plus, Copilot, Claude). The breakdown list doubles as your expense record — check your local tax rules.
Is ChatGPT Plus $20 a month?
Yes — $20/month as of Oct 2026, no annual discount. Cheaper entry: ChatGPT Go at $8/month. Above it: Pro tiers at $100–500/month for heavy frontier-model access.

More Subscription prices

ChatGPT Subscription Cost
Every ChatGPT plan priced — Free, Go, Plus, Pro tiers, Business — with your annual total.
How Much Is ChatGPT Plus
The direct answer: $20/month — with the per-day cost and what it actually buys.
Claude Pro Cost
Claude Free, Pro ($20 or $200/yr), Max 5×/20× — with the annual-vs-monthly math.
Gemini Advanced Cost
Google AI Pro $19.99, Ultra $249.99 — the Gemini subscription ladder and student deal.
AI Subscription Tracker
Check off the AI services you pay for — your running bill, saved in your browser.

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